Credit union · NCUA insured
FirstEnergy Family Credit Union CD Rates
Top CarrotFirstEnergy Family Credit Union’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How FirstEnergy Family Credit Union’s CD rates compare
Compared with banks and credit unions near Akron, OH, where FirstEnergy Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FirstEnergy Family Credit Union
4.06%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $406
Share Certificate
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
FirstEnergy Family Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo3.54%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo4.06%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FirstEnergy Family Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.06%APY · 3 terms
Minimum opening deposit $1,000.00. Membership requirement: purchase and maintain 1 share ($5.00 par value). Early withdrawal penalties apply (terms less than 12 months = 90 days' dividends; terms 12 months or longer = 180 days' dividends). Fixed dividend rate for initial term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum opening deposit $1,000.00. Early withdrawal penalty: 90 days' dividends for terms under 12 months | 3.54% | $175 |
| 12 monthsMinimum opening deposit $1,000.00. Early withdrawal penalty: 180 days' dividends for terms 12 months or longer | 4.06% | $406 |
| 24 monthsMinimum opening deposit $1,000.00. Early withdrawal penalty: 180 days' dividends for terms 12 months or longer | 4.06% | $828 |
Sources (3)
- fefcu.com/save/share-certificates
- fefcu.com/about/applications/s…-certificate-application
- fefcu.com/about/truth-in-savings
All captured Sep 17, 2026
Who can join FirstEnergy Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of FirstEnergy Corp. are eligible for membership.
Family and household
- Family members of FirstEnergy Corp. employees are eligible for membership.
Membership information collected October 5, 2026.