Bank · FDIC insured
Regent Bank
A $2.2B bank headquartered in Tulsa, OK, with 7 branches in 2 states. Best rates: CDs 4.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs884.05%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Regent Bank
Regent Bank was originally opened and incorporated as the Bank of Nowata on June 21, 1898.
The bank changed its name to Regent Bank, N.A. in April 2003, and was acquired by Regent Capital Corporation in April 2008.
Regent Bank serves seven markets across Oklahoma and Missouri as an SBA-Preferred Lender.
- Headquarters
- 7136 S Yale Ave, Tulsa, OK 74136
- FDIC certificate
- 4160 ↗
Branches
7 branches in 2 states
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Oklahoma
6 branches
Tulsa area · 2
- Regent BankMain office7136 S Yale Ave, Tulsa, OK 74136Directions
- Broken Arrow Branch603 W Stone Wood Dr, Broken Arrow, OK 74012Directions
Oklahoma City area · 2
- Edmond Branch851 W. 1-35 Frontage Road, Edmond, OK 73034Directions
- Oklahoma City Branch1900 Nw Expressway, Oklahoma City, OK 73118Directions
Nowata area · 2
- Nowata Branch212 W Cherokee Ave, Nowata, OK 74048Directions
- Regent Bank Branch105 N Maple St, Nowata, OK 74048Directions
Missouri
1 branch
- Springfield Branch3721 E Battlefield St, Springfield, MO 65809Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.85% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.51% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.94% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio9.85%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.51%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.94%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Regent Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.