Bank · FDIC insured
Savers Bank
A $783.2M bank headquartered in Southbridge, MA, with 6 branches in Massachusetts. Best rates: CDs 3.65% and savings 0.10% APY.
Savers Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#39 of 41 in Worcester, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Savers Bank
Founded in 1910 as a mutual bank, Savers Bank was established to encourage thrift and regular savings and to make individual home ownership possible.
Today, the bank provides comprehensive financial services to residents of Southbridge and adjacent communities.
The institution expanded through mergers with Uxbridge Co-Operative Bank in 1978, Auburn Co-Operative Bank in 1979, and Grafton Co-Operative Bank in 1980.
- Headquarters
- 270 Main St, Southbridge, MA 01550
- FDIC certificate
- 26455 ↗
Branches
6 branches in Massachusetts
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Massachusetts
6 branches
- Savers Co-operative BankMain office270 Main St, Southbridge, MA 01550Directions
- Auburn Branch38 Auburn St, Auburn, MA 01501Directions
- Charlton Branch35 Trolley Crossing Rd, Charlton, MA 01507Directions
- Grafton Branch96 Worcester St, North Grafton, MA 01536Directions
- Sturbridge Branch55 Main St, Sturbridge, MA 01566Directions
- Uxbridge Branch6 N Main St, Uxbridge, MA 01569Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.30% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.64% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.68% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $109 | $81 | — |
- CapitalLeverage ratio11.30%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.64%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.68%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$109Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Savers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.