Credit union · NCUA insured
Alpine Credit Union CD Rates
Top CarrotAlpine Credit Union’s best CD rate is 4.50% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Alpine Credit Union’s CD rates compare
Compared with banks and credit unions near Provo, UT, where Alpine Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alpine Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Value Certificate
Top rate
Happen Bank
4.76%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $975
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
Alpine Credit Union CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alpine Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Value Certificate
Up to 4.50%APY · 7 terms
Pays the highest dividend rate. Maturity date options 3-60 months. Auto renewal. Standard maturity terms are 3 months, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. If non-standard term is selected, renews at next shortest standard term. 10-day grace period after renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 3.80% | $94 |
| 6–11 months | 3.90% | $193 |
| 12–23 months | 4.05% | $405 |
| 24–35 months | 4.20% | $858 |
| 36–47 months | 4.30% | $1,346 |
| 48–59 months | 4.40% | $1,880 |
| 60 months | 4.50% | $2,462 |
Sources (1)
- alpinecu.com/savings-certificates · captured Oct 22, 2026
Bump Certificate
Up to 4.35%APY · 5 terms
One-time bump-up in dividend rate during term. Maturity date options 12-60 months. Auto renewal. $500 minimum deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–23 months | 3.90% | $390 |
| 24–35 months | 4.05% | $826 |
| 36–47 months | 4.15% | $1,297 |
| 48–59 months | 4.25% | $1,811 |
| 60 months | 4.35% | $2,373 |
Sources (1)
- alpinecu.com/savings-certificates · captured Oct 22, 2026
Flex Certificate
3.90%APY · 1 term
12-month term only. Auto renewal. $500 minimum deposit with $500 minimum balance required at all times. One penalty-free withdrawal within the first 5 business days of each new quarter (January, April, July, October).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.90% | $390 |
Sources (2)
All captured Oct 22, 2026
Advantage Certificate
3.80%APY · 1 term
12-month term only. Auto renewal. Allows for deposits to be added any time during term. Automatic transfer available. No Early Withdrawal Penalty (EWP) for Qualified Withdrawal Reason. $25 minimum deposit. Maximum principal balance $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAllows for deposits to be added any time during term. Automatic transfer available. No EWP for Qualified Withdrawal Reason. Maximum principal balance $250,000 | 3.80% | $380 |
Sources (1)
- alpinecu.com/savings-certificates · captured Oct 4, 2026
Special-purpose accounts
IRA Certificate
Up to 4.50%APY · 7 terms
Traditional and Roth IRA Certificate options. $500 minimum deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 3.80% | $94 |
| 6–11 months | 3.90% | $193 |
| 12–23 months | 4.05% | $405 |
| 24–35 months | 4.20% | $858 |
| 36–47 months | 4.30% | $1,346 |
| 48–59 months | 4.40% | $1,880 |
| 60 months | 4.50% | $2,462 |
Sources (1)
- alpinecu.com/ira-accounts · captured Oct 22, 2026
Who can join Alpine Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.