Bank · FDIC insured
Regent Bank CD Rates
Regent Bank’s best CD rate is 4.05% APY on a 6-month CD. Terms run from 3 months to 10 years. Rates checked October 15, 2026.
How Regent Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Regent Bank has the most branches. $10,000, best rate first.
This bank’s best
Regent Bank
4.05%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $200
Certificates of Deposit (CDs)
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Regent Bank CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Regent Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.05%APY · 9 terms
No monthly maintenance fees. Minimum opening balance of $1,000 is required. Fixed interest rates. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month CD has a 30 Day Interest Penalty for early withdrawal | 0.10% | $2 |
| 6 months6-12 Month CD has a 3 Month Interest Penalty for early withdrawal | 4.05% | $200 |
| 12 months6-12 Month CD has a 3 Month Interest Penalty for early withdrawal | 4.05% | $405 |
| 18 months18-60 Month CD has a 6 Month Interest Penalty for early withdrawal | 2.98% | $450 |
| 24 months18-60 Month CD has a 6 Month Interest Penalty for early withdrawal | 4.05% | $826 |
| 36 months18-60 Month CD has a 6 Month Interest Penalty for early withdrawal | 3.25% | $1,007 |
| 48 months18-60 Month CD has a 6 Month Interest Penalty for early withdrawal | 3.25% | $1,365 |
| 60 months18-60 Month CD has a 6 Month Interest Penalty for early withdrawal | 3.25% | $1,734 |
| 120 months | 1.75% | $1,894 |
Sources (1)
- regent.bank/personal/personal-cds-iras · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.