Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Lafayette, LA metro
- Advancial Federal Credit UnionSavings CertificatesCD · 60 months · $1,000 min · 4.66%–4.87% by balance
Credit union · 2 branches
4.66%APY$2,558 over 60 months on $10,000Requirements
Product: Advancial membership required ($5 minimum membership share deposit). Subject to early withdrawal penalties.
4.56% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Savings Certificates Balance APY $1,000 and upYour amount 4.66% $25,000 and upJunior Jumbo tier 4.76% $50,000 and upJumbo tier 4.87% Rate checked
More details - 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000intro rate
Requirements
Product: An UTMA can be opened using a Certificate of Deposit. Penalty may be imposed for early withdrawal. The APY assumes principal and interest remain on deposit for the term of the certificate.
Offer: CD special. Competitive, fixed rates with automatic renewal. Interest can be paid directly or reinvested; interest credited before maturity may be withdrawn without penalty. Early withdrawals are subject to penalty and will reduce earnings.
Promotional rate · Balance cap $5,000,000 · Effective Sep 18, 2026
Rate checked
More details - Investar Bank3-Month Certificate of Deposit SpecialCD · 3 months · $500 min · 3.80%–4.00% by balance
Bank · 2 branches
4.00%APY$99 over 3 months on $10,000intro rateRequirements
Product: Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.
Offer: Consumer Online Banking Only. Early withdrawal penalty may apply.
Promotional rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for 3-Month Certificate of Deposit Special Balance APY $500 – $245,000Your amount 4.00% $245,000 and up 3.80% Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).
Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.
Promotional rate · 3.93% interest rate · Effective Aug 21, 2026
Rate checked
More details - 4.00%APY$1,699 over 48 months on $10,000
Requirements
Product: Minimum deposit of $1,500 required to open an account. Funds cannot be added after opening until maturity. Early withdrawals are subject to penalty. At maturity, funds may be automatically renewed or paid to a designated account.
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.85%APY$95 over 3 months on $10,000
Requirements
Product: Terms from 3 to 24 months. Minimum deposit of $1,000. Certificates allow members to earn higher dividends on larger account balances deposited for longer time periods.
3.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$348 over 11 months on $10,000intro rate
Requirements
Offer: 11 Month CD Special. Compound and credit interest at maturity. Auto-renews into a 12-month term at current 12-Month rate at maturity. Early withdrawal penalty of 180 Days Interest. 10-day penalty-free withdrawal period after maturity.
Promotional rate · 3.79% interest rate · Effective Aug 12, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Requires membership in First Pioneers FCU (living, working, worshipping, or attending school in eligible parishes, or immediate family of current members). Early withdrawal penalties apply.
3.74% interest rate
Rate checked
More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Dividends compounded quarterly. Early withdrawal penalties may be up to 90 days dividends depending on certificate term.
3.35% interest rate · Compounded quarterly · Effective May 19, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: No monthly service fee, but early withdrawal penalties apply. Dividends compounded and credited monthly. Funds automatically roll over into a new certificate account with the same term upon maturity unless notified otherwise.
Offer: Dividends compounded and credited monthly. Penalty for early withdrawal.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Early withdrawals subject to penalty. Terms from 6 months to 3 years available.
Offer: Minimum to earn dividends is $2,500.
3.50% interest rate · Effective May 1, 2026
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Promotional rate · 3.45% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lafayette, LA metro
213 CDs at 22 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 3.74%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch