Credit union · NCUA insured
First Pioneers FCU CD Rates
First Pioneers FCU’s best CD rate is 3.80% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How First Pioneers FCU’s CD rates compare
Compared with banks and credit unions near Lafayette, LA, where First Pioneers FCU has the most branches. $10,000, best rate first.
This credit union’s best
First Pioneers FCU
3.80%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $380
Share Certificates
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
First Pioneers FCU CD score
80
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Pioneers FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 7 terms
Requires membership in First Pioneers FCU (living, working, worshipping, or attending school in eligible parishes, or immediate family of current members). Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 3.80% | $380 |
| 18 months | 3.80% | $575 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
3.00%APY · 4 terms
Available as Traditional, Roth, and Educational IRAs. Requires membership in First Pioneers FCU.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (3)
All captured Sep 18, 2026
Who can join First Pioneers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Acadia, Beauregard, Calcasieu, Cameron, Iberia, Jefferson Davis, Lafayette, St. Landry, St. Martin, St. Mary, or Vermilion Parishes.
Employers and groups
- Employees or members of 70 Select Employee Groups (SEGs) served by the credit union.
Family and household
- Immediate family members of current First Pioneers FCU members, defined as parents, children, grandchildren, and siblings.
Membership information collected October 5, 2026.