Credit union · NCUA insured
CUSA Federal Credit Union CD Rates
CUSA Federal Credit Union’s best CD rate is 3.85% APY on a 3-month share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 16, 2026.
How CUSA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lafayette, LA, where CUSA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CUSA Federal Credit Union
3.85%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $95
Share Certificates (CD)
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD)
Up to 3.85%APY · 4 terms
Terms from 3 to 24 months. Minimum deposit of $1,000. Certificates allow members to earn higher dividends on larger account balances deposited for longer time periods.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.85% | $95 |
| 6 months | 3.70% | $183 |
| 9 months | 3.55% | $265 |
| 12 months | 3.40% | $340 |
Special-purpose accounts
CUSA Youth CD
10.00%APY
For children.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $1,000$1,000 minimum/maximum balance$1,000 – $1,000 | 10.00% | — | $1,000 minimum/maximum balance |
Sources (1)
- cusafcu.org/savings-certificates · captured Oct 5, 2026
IRA Certificates of Deposit
Up to 3.85%APY · 4 terms
Traditional and Roth IRA Accounts are available. Dividends are paid and compounded quarterly on average daily balances of $105 or more. Investment options include certificates of deposit. Dividend rates are paid the same as non-IRA investment options. Rollovers and transfers from other qualified plans are welcome.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.85% | $95 |
| 6 months | 3.70% | $183 |
| 9 months | 3.55% | $265 |
| 12 months | 3.40% | $340 |
Who can join CUSA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Acadia, Iberia, Lafayette, Saint Landry, Saint Martin, or Vermilion parishes are eligible for membership.
Employers and groups
- All Chevron employees, contractors, and interns are eligible for membership.
- Employees of partnered Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Family members (spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents) of eligible members are eligible for membership.
Cost to join
- A $5 minimum Share Account balance is required to maintain membership.
Membership information collected October 5, 2026.