Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Ohio
- 4.15%APY$205 over 6 months on $10,000
Requirements
Product: Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).
Offer: Early withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period.
4.07% interest rate · Effective Oct 8, 2026
Rate checked
More details - 4.15%APY$240 over 7 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time.
Offer: 7 Month Certificate SPECIAL
Promotional rate · 4.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.15%APY$275 over 8 months on $10,000intro rate
Requirements
Product: Individual and joint accounts only; businesses not eligible. Open to anyone who lives, works, worships, or attends school in Stark, Carroll, Portage, Summit, Tuscarawas, or Wayne County. Early withdrawal penalty applies and may reduce earnings. No setup or maintenance fees.
Offer: 8 Month Special, Jumbo Certificate tier ($10,000 and more). Minimum of $10,000 required. At maturity, automatically renews into a 12-month share certificate at the rate in effect / commensurate to the balance at renewal.
Promotional rate · 4.09% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties may apply on Share Certificates and IRA Share Certificates. Minimum balance to earn dividends is $500. Automatic renewal at maturity. Fees may reduce earnings.
Effective Oct 1, 2026
Rate checked
More details - 4.15%APY$884 over 25 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. $500.00 minimum deposit to open. Early withdrawal penalties may apply.
Offer: Promotional rates available for new money only (money not currently on deposit with the bank).
Promotional rate · 4.09% interest rate · Effective Oct 16, 2026
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More details - 4.15%APY$921 over 26 months on $10,000with conditions
Requirements
Offer: Limited time offer. TruePerks Membership Rewards Program rate.
Qualified rate · Effective Sep 24, 2026
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More details - 4.15%APY$958 over 27 months on $10,000intro rate
Requirements
Product: Rate subject to change daily. Interest may be paid by check or transferred to a First Federal checking or savings account. Minimum additions of $250.00 or more permitted for some terms. Penalty may be imposed for early withdrawal.
Offer: 27 Month CD*
4.15% interest rate · Effective Oct 7, 2026
Rate checked
More details - 4.15%APY$1,297 over 36 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 4.09% interest rate · Effective Jul 23, 2026
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More details - 4.13%APY$204 over 6 months on $10,000
Requirements
Product: Minimum opening deposit is $1,000.00, with an exception of $500.00 opening deposit on a custodial account.
Offer: $500.00 opening deposit on a custodial account.
4.05% interest rate · Effective Aug 21, 2026
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More details - 4.13%APY$413 over 1 year on $10,000intro rate
Requirements
Product: Can only be opened online; cannot be opened at an NCB branch.
Offer: Requires a minimum daily balance of $2,500.00 to obtain the disclosed APY. Fixed rate until first maturity. Early withdrawal penalty equals 6 months of interest.
Promotional rate · 4.05% interest rate
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More details - The Peoples Bank Co.Certificate of DepositCD · 15 months · $500 min · 3.85%–4.11% by balance
Bank · 7 branches
4.11%APY$516 over 15 months on $10,0003.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $5,000 3.85% $5,000 and upYour amount 4.11% Rate checked
More details - 4.11%APY$516 over 15 months on $10,000intro rate
Requirements
Product: Interest rate is fixed for the term of the certificate. The 3-month CD renews automatically to a 3-month term at maturity. The 9-month CD and 15-month CD renew automatically to a 12-month term at maturity. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Featured 3-month, 9-month, and 15-month CD specials have a $1,000 minimum to open. Interest begins to accrue on the business day you deposit noncash items (for example, checks). We use the daily balance method to calculate the interest on your account. If you close your account before interest is credited, you will receive the accrued interest.
Offer: Renews automatically to a 12-month term at maturity.
Promotional rate · 4.03% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.10%APY$101 over 3 months on $10,000
Requirements
Product: Certificate rates fixed at time of investment. Minimum deposit $500.00. Total certificate balances qualify for rate. Substantial penalty for early withdrawal. Early withdrawal penalty is 180 days of dividends. Membership share of $5.00 required.
Offer: PremiumPlus Membership (Basic + 25 bps).
4.02% interest rate · Effective Oct 1, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Minimum balance for consumer is $500. Early withdrawal penalty may apply. Pairing with an Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: 7 Month Special with bonus rate. Requires the Tax Reported Owner to also be the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
3.94% interest rate · Effective Oct 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch