Bank · FDIC insured
The Home Loan Savings Bank
A $386.7M bank headquartered in Coshocton, OH, with 5 branches in Ohio. Best rates: CDs 4.15% and savings 0.07% APY.
The Home Loan Savings Bank Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#4 of 5 in Coshocton, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Home Loan Savings Bank
Founded in 1882, The Home Loan Savings Bank is headquartered in Coshocton, Ohio.
The bank operates five Ohio offices across Coshocton, Knox, and Licking counties.
- Headquarters
- 413 Main St, Coshocton, OH 43812
- FDIC certificate
- 29695 ↗
Branches
5 branches in Ohio
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Ohio
5 branches
Coshocton area · 3
- The Home Loan Savings BankMain office413 Main St, Coshocton, OH 43812Directions
- Walnut Branch590 Walnut St, Coshocton, OH 43812Directions
- West Lafayette Branch503 W Main St, West Lafayette, OH 43845Directions
Mount Vernon area · 1
- Mount Vernon Branch1387 Coshocton Ave, Mount Vernon, OH 43050Directions
Columbus area · 1
- Home Loan Savings Bank Branch1041 W Main St, Newark, OH 43055Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.68% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.58% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.45% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $110 | $81 | — |
- CapitalLeverage ratio11.68%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.58%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.45%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$110Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Home Loan Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.