Credit union · NCUA insured
Stark Federal Credit Union CD Rates
Stark Federal Credit Union’s best CD rate is 4.15% APY on an 8-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Stark Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Canton, OH, where Stark Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Stark Federal Credit Union
4.15%APY
- Term
- 8 months
- Minimum
- $10,000
- Earns on $10,000
- $275
Share Certificate
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Community Bank
4.44%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $947
Stark Federal Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.49%
- 31–60 months31–60 mo3.03%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stark Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.15%APY · 7 terms
Individual and joint accounts only; businesses not eligible. Open to anyone who lives, works, worships, or attends school in Stark, Carroll, Portage, Summit, Tuscarawas, or Wayne County. Early withdrawal penalty applies and may reduce earnings. No setup or maintenance fees.
| Term | APY · $500 – $10,000 | APY · $5,000 – $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsGrowth Certificate tier (Less than $10,000). 90 Days term requires a minimum of $5,000. Based on simple dividend calculation | — | 0.30% | — | —0.30% $5k–$10k | — |
| 6 monthsGrowth Certificate tier (Less than $10,000). Minimum of $500 required. Compounded quarterly | 3.49% | — | — | —3.49% $500–$10k | — |
| 7 months7 Month Special, Growth Certificate tier (Less than $10,000). Minimum of $500 required. Automatically renews to a 12 month certificate term at the rate commensurate to the balance at renewal | 4.00% | — | — | —4.00% $500–$10k | — |
| 8 months8 Month Special, Jumbo Certificate tier ($10,000 and more). Minimum of $10,000 required. At maturity, automatically renews into a 12-month share certificate at the rate in effect / commensurate to the balance at renewal | — | — | 4.15% | 4.15% | $275 |
| 12 monthsGrowth Certificate tier (Less than $10,000). Minimum of $500 required. Compounded quarterly | 3.55% | — | — | —3.55% $500–$10k | — |
| 12 monthsJumbo Certificate tier ($10,000 and more). Minimum of $10,000 required | — | — | 3.75% | 3.75% | $375 |
| 24 monthsGrowth Certificate tier (Less than $10,000). Minimum of $500 required. Compounded quarterly | 3.29% | — | — | —3.29% $500–$10k | — |
| 24 monthsJumbo Certificate tier ($10,000 and more). Minimum of $10,000 required | — | — | 3.49% | 3.49% | $710 |
| 60 monthsGrowth Certificate tier (Less than $10,000). Minimum of $500 required. Compounded quarterly | 2.83% | — | — | —2.83% $500–$10k | — |
| 60 monthsJumbo Certificate tier ($10,000 and more). Minimum of $10,000 required | — | — | 3.03% | 3.03% | $1,610 |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 2 terms
Early withdrawal penalties apply if share certificate is closed before the end of maturity period. Available under Roth and Traditional IRA wrappers.
| Term | APY · $500 – $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsGrowth Certificate tier (Less than $10,000). Minimum of $500 is required | 3.55% | — | —3.55% $500–$10k | — |
| 12 monthsJumbo Certificate tier ($10,000 and more). Minimum of $10,000 is required | — | 3.75% | 3.75% | $375 |
| 24 monthsGrowth Certificate tier (Less than $10,000). Minimum of $500 is required | 3.29% | — | —3.29% $500–$10k | — |
| 24 monthsJumbo Certificate tier ($10,000 and more). Minimum of $10,000 is required | — | 3.49% | 3.49% | $710 |
Who can join Stark Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Stark, Carroll, Portage, Summit, Tuscarawas, or Wayne Counties in Ohio.
Membership information collected October 5, 2026.