Bank · FDIC insured
National Cooperative Bank
A $4.3B bank, the 315th largest of 4,207, headquartered in Hillsboro, OH, with 1 branch in Ohio. Best rates: CDs 4.13% and savings 2.53% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.13%CD rates →
- Savings892.53%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About National Cooperative Bank
Based in Arlington, Virginia, National Cooperative Bank has served businesses and communities for 48 years.
Operating for the benefit of its cooperative members rather than outside investors, it delivers nationwide banking products and solutions dedicated to cooperatives and member-owned organizations.
The bank focuses on supporting low-income communities, affordable housing, clean and renewable energy, small business growth, and cooperative initiatives.
- Headquarters
- 139 S High St, Hillsboro, OH 45133
- FDIC certificate
- 32612 ↗
Branches
1 branch in Ohio
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Ohio
1 branch
- National Cooperative Bank, N.A.Main office139 S High St, Hillsboro, OH 45133Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.28% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.67% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.37% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio11.28%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.67%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of National Cooperative Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.