Bank · FDIC insured
The Peoples Bank Co. CD Rates
The Peoples Bank Co.’s best CD rate is 4.11% APY on a 15-month CD. Terms run from 9 months to 5 years. Rates checked October 16, 2026.
How The Peoples Bank Co.’s CD rates compare
Compared with banks and credit unions near Celina, OH, where The Peoples Bank Co. has the most branches. $10,000, best rate first.
This bank’s best
The Peoples Bank Co.
4.11%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $516
Certificate of Deposit
Top rate
Dynamic Federal Credit Union
4.32%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $655
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
The Peoples Bank Co. CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo2.78%
- 31–60 months31–60 mo3.29%
- QualifiedQualified4.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Peoples Bank Co. ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.11%APY · 8 terms
| Term | APY · $500 – $5,000 | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 9 months | 3.80% | 4.06% | 4.06%3.80% $500–$5k | $303 |
| 12 months | 3.80% | 4.06% | 4.06%3.80% $500–$5k | $406 |
| 15 months | 3.85% | 4.11% | 4.11%3.85% $500–$5k | $516 |
| 18 months | 2.42% | 2.68% | 2.68%2.42% $500–$5k | $405 |
| 24 months | 2.52% | 2.78% | 2.78%2.52% $500–$5k | $564 |
| 36 months | 2.73% | 2.98% | 2.98%2.73% $500–$5k | $921 |
| 48 months | 2.93% | 3.19% | 3.19%2.93% $500–$5k | $1,338 |
| 60 months | 3.03% | 3.29% | 3.29%3.03% $500–$5k | $1,757 |
Sources (1)
- pbc.bank/personal/investment · captured Oct 6, 2026
Special-purpose accounts
Variable IRA
3.88%APY · 1 term
IRA options include Traditional, Roth, Coverdell (education), and SEP IRAs.
| Term | APY · $500 – $5,000 | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 months | 3.88% | 3.88% | 3.88%3.88% $500–$5k | $588 |
Sources (1)
- pbc.bank/personal/investment · captured Oct 6, 2026
Fixed IRA
1.46%APY · 1 term
IRA options include Traditional, Roth, Coverdell (education), and SEP IRAs.
| Term | APY · $500 – $5,000 | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 months | 1.46% | 1.46% | 1.46%1.46% $500–$5k | $220 |
Sources (1)
- pbc.bank/personal/investment · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.