Bank · FDIC insured
The Savings Bank
A $520.1M bank headquartered in Circleville, OH, with 6 branches in Ohio. Best rates: CDs 4.11% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.11%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Savings Bank
Founded in 1912 as The Circleville Savings and Banking Company, the bank changed its corporate title to The Savings Bank in 1961.
The bank acquired Helpbringer Mortgage Service Company in 2019 and Standing Stone Bank in Lancaster in 2021.
- Headquarters
- 118 N Court St, Circleville, OH 43113
- FDIC certificate
- 13216 ↗
Branches
6 branches in Ohio
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Ohio
6 branches
Circleville area · 2
- The Savings BankMain office118 N Court St, Circleville, OH 43113Directions
- Circleville Drive-In Branch201 N Court St, Circleville, OH 43113Directions
Ashville area · 1
- 501 Long Street Branch501 Long St, Ashville, OH 43103Directions
Lancaster area · 1
- Lancaster Branch137 W Wheeling St, Lancaster, OH 43130Directions
London area · 1
- London Oh Branch1104 Eagleton Blvd, London, OH 43140Directions
Williamsport area · 1
- Williamsport Branch200 S Water St, Williamsport, OH 43164Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.42% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.22% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio9.42%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.22%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.