Bank · FDIC insured
Baltic State Bank CD Rates
Baltic State Bank’s best CD rate is 4.15% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Baltic State Bank’s CD rates compare
Compared with banks and credit unions near New Philadelphia, OH, where Baltic State Bank has the most branches. $10,000, best rate first.
This bank’s best
Baltic State Bank
4.15%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $205
Certificates of Deposit
Top rate
SSB Community Bank
4.60%APY
- Term
- 26 months
- Minimum
- $1,000
- Earns on $10,000
- $1,023
2nd-highest rate
First Federal Community Bank
4.44%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $947
Baltic State Bank CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo1.51%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Baltic State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.15%APY · 9 terms
Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 2.15% | $18 |
| 3 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 2.15% | $53 |
| 6 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 4.15% | $205 |
| 12 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 4.15% | $415 |
| 18 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 3.70% | $560 |
| 24 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 3.70% | $754 |
| 36 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 1.51% | $460 |
| 48 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 1.51% | $618 |
| 60 monthsEarly withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period | 1.51% | $778 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.