Bank · FDIC insured
The Home Loan Savings Bank CD Rates
The Home Loan Savings Bank’s best CD rate is 4.15% APY on a 7-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How The Home Loan Savings Bank’s CD rates compare
Compared with banks and credit unions near Coshocton, OH, where The Home Loan Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
The Home Loan Savings Bank
4.15%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $240
Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
The Home Loan Savings Bank CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo1.75%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Home Loan Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.15%APY · 9 terms
Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown7-89 Days Certificate | 0.05% | $0 |
| Unknown90-180 Days Certificate | 0.30% | $0 |
| 6–11 months6-11 Month Certificate | 0.35% | $17 |
| 7 months7 Month Certificate SPECIAL | 4.15% | $240 |
| 12 months12 Month Certificate SPECIAL | 4.10% | $410 |
| 12–23 months12-23 Month Certificate | 0.50% | $50 |
| 24–35 months24-35 Month Certificate | 3.65% | $743 |
| 36–47 months36-47 Month Certificate | 1.25% | $380 |
| 48–59 months48-59 Month Certificate | 1.75% | $719 |
| 60–120 months60-120 Month Certificate | 1.65% | $853 |
Sources (1)
- homeloansavingsbank.com/personal/cds-iras · captured Oct 6, 2026
Special-purpose accounts
IRA Certificate
Up to 4.10%APY · 6 terms
Fees may reduce earnings. Rates are subject to change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month IRA Certificate SPECIAL | 4.10% | $410 |
| 12–23 months12-23 Month IRA Certificate | 0.50% | $50 |
| 24–35 months24-35 Month IRA Certificate | 3.10% | $630 |
| 36–47 months36-47 Month IRA Certificate | 0.55% | $166 |
| 48–59 months48-59 Month IRA Certificate | 0.65% | $263 |
| 60–120 months60-120 Month IRA Certificate | 1.50% | $773 |
Sources (1)
- homeloansavingsbank.com/personal/cds-iras · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.