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Best CD rates in Westlake, OH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Westlake, OH
- 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.15%APY$1,297 over 36 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 4.09% interest rate · Effective Jul 23, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.05%APY$826 over 24 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.99% interest rate · Effective Jul 23, 2026
Rate checked
More details - 4.05%APY$862 over 25 months on $10,000
Requirements
Product: Fixed rate of return. Choose terms from 3 to 71 months. Automatic renewal. NCUA insured up to $250,000.
Offer: Promotional CD Specials offer requires a minimum of $500 in new money not currently on deposit with Century Federal Credit Union. New money must originate from a source outside of Century Federal Credit Union. Other restrictions may apply. Contact us for complete details.
3.98% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.94% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.60%APY$89 over 3 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 3-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 6-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 05/12/2026.
Promotional rate · 3.55% interest rate · Effective May 12, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 12-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.55% interest rate · Effective Jul 23, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Westlake, OH
208 CDs at 11 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 0.50%
- Top 10% from
- 3.53%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.74%
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Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches