Bank · FDIC insured
Baltic State Bank
A $129.6M bank headquartered in Baltic, OH, with 4 branches in Ohio. Best rates: CDs 4.15% and savings 0.30% APY.
Baltic State Bank Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#6 of 11 in New Philadelphia, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Baltic State Bank
Baltic State Bank has a branch in West Lafayette, Ohio.
- Headquarters
- 101 E Main St, Baltic, OH 43804
- FDIC certificate
- 17759 ↗
Branches
4 branches in Ohio
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Ohio
4 branches
New Philadelphia area · 2
- The Baltic State BankMain office101 E Main St, Baltic, OH 43804Directions
- Sugarcreek Branch401 E. Main St, Sugarcreek, OH 44681Directions
Coshocton area · 2
- New Bedford Branch33919 State Route 643, Baltic, OH 43804Directions
- West Lafayette Branch200 N Kirk St, West Lafayette, OH 43845Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.81% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.11% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio7.81%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Baltic State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.