Bank · FDIC insured
The Peoples Bank Co.
A $859.2M bank headquartered in Coldwater, OH, with 7 branches in Ohio. Best rates: CDs 4.11% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs814.11%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Peoples Bank Co.
The Peoples Bank Co. focuses on remaining a locally-controlled community bank that actively responds to the needs of the communities it serves.
- Headquarters
- 112 W Main St, Coldwater, OH 45828
- FDIC certificate
- 13220 ↗
Branches
7 branches in Ohio
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Ohio
7 branches
Celina area · 6
- The Peoples Bank Co.Main office112 W Main St, Coldwater, OH 45828Directions
- Burkettsville BranchMain And Washington Streets, Burkettsville, OH 45310Directions
- East Wayne Street Branch818 E Wayne St, Celina, OH 45822Directions
- West Logan Branch309 W Logan St, Celina, OH 45822Directions
- Drive-In BranchNorth And Mill Streets, Coldwater, OH 45828Directions
- Rockford Branch100 N Main St, Rockford, OH 45882Directions
Wapakoneta area · 1
- Saint Marys Branch1510 Kishler Dr, St. Marys, OH 45885Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.66% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $62 | $81 | — |
- CapitalLeverage ratio11.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.66%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$62Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Peoples Bank Co. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.