Bank · FDIC insured
The Savings Bank CD Rates
The Savings Bank’s best CD rate is 4.11% APY on a 15-month CD. Terms run from 3 months to 15 months. Rates checked October 16, 2026.
How The Savings Bank’s CD rates compare
Compared with banks and credit unions in Ohio, where The Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
The Savings Bank
4.11%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $516
CD Specials
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 4.11%APY · 3 terms
Interest rate is fixed for the term of the certificate. The 3-month CD renews automatically to a 3-month term at maturity. The 9-month CD and 15-month CD renew automatically to a 12-month term at maturity. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Featured 3-month, 9-month, and 15-month CD specials have a $1,000 minimum to open. Interest begins to accrue on the business day you deposit noncash items (for example, checks). We use the daily balance method to calculate the interest on your account. If you close your account before interest is credited, you will receive the accrued interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRenews automatically to a 3-month term at maturity | 3.56% | $88 |
| 9 monthsRenews automatically to a 12-month term at maturity | 3.67% | $274 |
| 15 monthsRenews automatically to a 12-month term at maturity | 4.11% | $516 |
Sources (1)
- thesavingsbankohio.bank · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.