Compare Bank & Credit Union Rates
Best CD rates in Elyria, OH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Elyria, OH
- Commstar Credit UnionCertificate SpecialsCD · 37 months · $500 min · 4.40%–4.50% by balance
Credit union · 1 branch
4.40%APY$1,420 over 37 months on $10,000Requirements
Product: Fixed interest rate for the term of the certificate. Higher interest than a regular Certificate of Deposit. Bonus dividend of 0.05% to APY on balances of $50,000.00 to $99,999.99; bonus dividend of 0.10% to APY on balances of $100,000.00 and higher.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Specials Balance APY $500 – $50,000Your amount 4.40% $50,000 – $100,000 4.45% $100,000 and up 4.50% Rate checked
More details - 4.30%APY$2,343 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of the certificate. No risk method of earning interest.
Effective Oct 5, 2026
Rate checked
More details - 4.26%APY$390 over 11 months on $10,000with conditions
Requirements
Product: Open LorMet Checking Account required. $1,000 minimum opening balance. A penalty may be charged for early withdrawal. Rates effective as of October 2, 2026.
Offer: 11 Month Certificate Special. Open LorMet Checking Account required. A penalty may be charged for early withdrawal.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Dividends compound monthly and are computed on daily balance. Fixed rate of maturity. Up to three-month dividend penalty for early withdrawal prior to maturity. Offers subject to Achieve CU membership eligibility.
Offer: Dividends compound monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.80%APY$220 over 7 months on $10,000intro rate
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates. Fees could reduce earnings.
Offer: 7 month Special. Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Promotional rate · 3.75% interest rate · Effective Dec 31, 2025
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000intro rate
Requirements
Product: Access money or withdraw principal and interest without penalty on interest crediting dates (every 90 days) and the 7 days thereafter. Minimum opening balance $2,500.
Offer: Interest rate of 3.00% for 4th 90 days period. Full product term is 12 months.
Promotional rate · 3.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000intro rate
Requirements
Product: Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.
Promotional rate · Effective Sep 17, 2026
Rate checked
More details - 0.47%APY$118 over 30 months on $10,000
Requirements
Product: Fixed-rate, fixed-term accounts. Minimum opening balance of $1,000. Early withdrawal penalty applies. Rates effective October 1, 2026.
Offer: 30 Months term. A penalty may be charged for early withdrawal.
0.47% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Elyria, OH
123 CDs at 10 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 2.00%
- Top 10% from
- 4.14%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.88%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches