Compare Bank & Credit Union Rates
Best CD rates in Columbus, OH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Columbus, OH
- 4.75%APY
Requirements
Product: Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Select terms from 3 months to 5 years available; contact local branch for other terms and rates.
Offer: Requires $500 minimum balance to earn the APY. Penalty for early withdrawal.
Rate checked
More details - 4.50%APY$412 over 11 months on $10,000
Requirements
Product: Minimum deposit of $1,000, or $500 for qualifying members age 21 and younger. Interest is paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Offer: Special 11 Month CD available starting 09/22/2026. APY is accurate as of 09/22/2026. Eligible for new 11 month CDs, existing CDs will not automatically renew or rollover into the special. Cannot be combined with other promotional offers; Member Merits rate bonus does not apply. Renews at maturity to current rate for 12 month CD term. Minimum $1,000 balance required ($500 for youth accounts).
4.41% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - Abbott Laboratories Employees Credit UnionCertificatesCD · 20 months · $500 min
Credit union · 1 branch
4.50%APY$761 over 20 months on $10,000Requirements
Product: Dividends paid monthly based on daily average balance. Automatically reinvested dividends.
Offer: Special certificate rate; early withdrawal penalty may apply.
4.41% interest rate · Effective Feb 1, 2026
Rate checked
More details - 4.50%APY$2,508 over 61 months on $10,000intro rate
Requirements
Product: Limited time special certificates. Must stop by a branch or call to open. Not eligible for Loyalty Rewards. Early withdrawal penalty may apply.
Offer: 61 Month Share Certificate special.
Promotional rate · 4.43% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.40%APY$553 over 15 months on $10,000with conditions
Requirements
Product: Money currently deposited at Bridge CU is eligible for deposit into this promotional certificate when a matching, or greater sum of new money is deposited at the same time (funds not deposited at Bridge CU in the last 6 months). Automatically renews to a 12-month term at maturity.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program. Money currently deposited at Bridge CU requires a dollar-for-dollar matching or greater sum of new money deposited at the same time. Automatically renews to a 12-month term at maturity.
Qualified rate
Rate checked
More details - 4.35%APY$1,123 over 30 months on $10,000intro rate
Requirements
Product: Limited-time certificate specials. Available for new and existing money. Membership eligibility required. Early withdrawal penalty may apply and may reduce earnings.
Offer: Fixed rate for the full term. Available for new and existing money.
Promotional rate · Effective Sep 14, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 11 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
Rate checked
More details - 4.25%APY$3,382 over 84 months on $10,000
Requirements
Product: Minimum Deposit: $500.00 Dividend Period: Calendar Month Dividends Compounded and Credited: Monthly
Offer: Dividend Rate: 4.169%. Dividends Compounded and Credited: Monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$2,284 over 60 months on $10,000
Requirements
Product: Option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires contacting Bridge before the original certificate maturity date. Bump rate must be of the equal term of the original certificate.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
Rate checked
More details - 4.20%APY$2,284 over 60 months on $10,000with conditions
Requirements
Product: Requires maintaining the minimum opening balance of $500 each day to obtain APY and keep account open. Additional deposits not permitted during term. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Advantage status required for higher rate bonus.
Offer: KEMBA Advantage APY. Requires active checking with 15 qualifying transactions, direct deposit ($1,000/mo min), and eStatements.
Qualified rate · Effective Aug 1, 2026
Rate checked
More details - Abbott Laboratories Employees Credit UnionVariable Rate CertificateCD · 24 months · $500 min
Credit union · 1 branch
4.17%APY$851 over 24 months on $10,000Requirements
Product: Variable rate based on 13-week Treasury Bill + 0.15% (0% APY floor). Early withdrawal penalty may apply.
Offer: Variable rate based on 13-week Treasury Bill + 0.15%. Dividends paid monthly.
4.09% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 2 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Columbus, OH
350 CDs at 27 banks and credit unions · checked Oct 6–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 0.25%
- Credit unions, typical
- 3.69%
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Find your bank or credit union to see all its rates and how they compare near you.
Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches