Bank · FDIC insured
First Federal Savings
Top CarrotA $293.5M bank headquartered in Newark, OH, with 5 branches in Ohio. Best rates: CDs 4.15% and savings 2.27% APY.
First Federal Savings Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#9 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal Savings
Founded in 1934 and headquartered in Newark, Ohio, First Federal Savings is a mutually-owned community bank owned by its customers.
Serving Licking County and Central Ohio through several branches and a loan production office, it specializes in personal and business savings accounts and real estate mortgage lending.
- Headquarters
- 2 N 2nd St, Newark, OH 43055
- FDIC certificate
- 29090 ↗
Branches
5 branches in Ohio
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Ohio
5 branches
- First Federal Savings and Loan AssociationMain office2 N 2nd St, Newark, OH 43055Directions
- Granville Branch126 N Prospect St, Granville, OH 43023Directions
- Hebron Road Branch900 Hebron Rd, Heath, OH 43056Directions
- Newark Branch1475 N 21st St, Newark, OH 43055Directions
- 182 West Broad Street Branch182 W Broad St, Pataskala, OH 43062Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.18% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.28% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.50% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio14.18%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.28%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.50%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.