Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1201–1215 of 4,559 results
- Iowa State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000intro rateRequirements
Product: A substantial penalty may be imposed for early withdrawal from any of the above certificates of deposit investments. A 10-day grace period is provided upon maturity of the Certificate of Deposit to make changes or withdrawals without penalty. Fees may reduce earnings.
Offer: Compound frequency: @Maturity. Effective Thru: 10/27/2026. A substantial penalty may be imposed for early withdrawal.
Promotional rate · 3.63% interest rate · Effective Oct 14, 2026
Rate checked
More details - Muskogee Federal Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
3.60% interest rate · Effective Jun 17, 2026
Rate checked
More details - Guadalupe Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000intro rateRequirements
Product: Early surrender penalties apply.
Offer: Royalty rate for members age 65 and older.
Promotional rate · 3.60% interest rate · Effective Oct 22, 2026
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More details - City Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply to term Share Certificates. Early withdrawal penalty may reduce earnings on account.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Magnolia Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min · 0.75%–3.66% by balance
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Minimum balance of $1,000 required to open and obtain advertised APY for standard tiers, or $2,500 for higher-rate tiers. A penalty may be imposed for early withdrawal. Rates vary by branch location (Mississippi / Texas).
0.75% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 0.75% $2,500 and upYour amount 3.66% Rate checked
More details - Milestones Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: $500.00 minimum balance to open. Automatically renewable. Dividends paid monthly based on average daily balance. Dividends may be added to certificate or deposited to account.
3.60% interest rate · Effective Oct 6, 2026
Rate checked
More details - Texas Plains Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,0003.60% interest rate · Effective Sep 28, 2026
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More details - TexHillCo School Employees Federal Credit UnionCertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Rates subject to change daily. Minimum certificate purchase $1000. Early withdrawal penalties: 6mo–30 days interest, 1yr–90 days interest, 2yr–180 days interest, 3yr–270 days interest, 5yr–365 days interest.
Offer: Tier requires balance $1,000.
3.60% interest rate
Rate checked
More details - Killbuck BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Interest is compounded monthly. Fixed rate for the term. Monthly maintenance charge: None for CDs. Early withdrawal penalties assessed prior to maturity (Term of 6 months or less: 3 months' interest; more than 6 months up to 48 months: 6 months' interest; 48 months or greater: 12 months' interest). CD renews at the same term as the original.
Offer: Term: 6 Months. Interest compounded monthly. Minimum balance to earn APY is $500.00.
3.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Arkansas Best FCUShare CertificatesCD · 6 months · $500 min · 3.50%–3.82% by balance
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Dividends are paid monthly. Early withdrawal penalties may apply. Membership with Arkansas Best Federal Credit Union is required for this offer. Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.
3.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $999 3.51% $1,000 – $9,999 3.50% $10,000 – $19,999Your amount 3.66% $20,000 – $49,999 3.66% $50,000 – $99,999 3.82% $100,000 and up 3.82% Rate checked
More details - Air Academy Credit UnionCertificatesCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APYRequirements
Product: A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts or an IRA Certificate. Early withdrawal penalties may apply. Dividends begin accruing when account opening documentation has been completed (signed and received by AACU) and account has been funded.
Offer: Early withdrawal penalties may apply.
3.60% interest rate · Effective Oct 4, 2026
Rate checked
More details - Erie FCUTerm Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Penalty may be imposed for early withdrawal. Rates subject to change.
3.60% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - Seiling State BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Minimum initial deposit is $1,000. Interest rate is fixed for the term of deposit. An early withdrawal penalty may be imposed.
Offer: APY calculated on simple interest for terms less than 12 months. Penalty for early withdrawal may apply.
3.60% interest rate
Rate checked
More details - Southeastern Ohio Credit UnionShare CertificateCD · 6 months
Credit union · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Monthly interest paid on all accounts. Early withdrawal penalties may apply. Rates are subject to change without notice.
Offer: Monthly interest paid on all accounts. Early withdrawal penalties may apply.
3.60% interest rate · Effective Aug 3, 2026
Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.66%APY$181 over 6 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Monthly compounding/payment available on deposits over $10,000.00.
3.60% interest rate · Effective Sep 16, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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