Credit union · NCUA insured
Texas Plains Federal Credit Union
A $73.2M credit union headquartered in Amarillo, TX, with 9,943 members and 7 branches in Texas. Best rates: CDs 3.82% and savings 0.30% APY.
Texas Plains Federal Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#10 of 18 in Lubbock, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Texas Plains Federal Credit Union
- Headquarters
- 905 S Fillmore St Ste 704, Amarillo, TX 79101-3521
- NCUA charter
- 3828
Branches
7 branches in Texas
Loading map…
Texas
7 branches
Amarillo area · 2
- Corporate OfficeMain office905 S Fillmore St Ste 704, Amarillo, TX 79101Directions
- Amarillo Branch5991 S Georgia St, Amarillo, TX 79118Directions
Lubbock area · 2
- Crosbyton Branch522 W Main St, Crosbyton, TX 79322Directions
- Tahoka Branch1801 US-87 Frontage Rd, Tahoka, TX 79373Directions
Plainview area · 1
- Floydada Branch105 S Wall St, Floydada, TX 79235Directions
Borger area · 1
- Fritch Branch1 Texoma Blvd, Fritch, TX 79036Directions
Tulia area · 1
- Tulia Branch123 N Maxwell Ave, Tulia, TX 79088Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.25% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.78% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio14.25%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.78%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Texas Plains Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.