Credit union · Privately insured
Southeastern Ohio Credit Union CD Rates
Southeastern Ohio Credit Union’s best CD rate is 3.97% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Southeastern Ohio Credit Union’s CD rates compare
Compared with banks and credit unions near Wheeling, WV-OH, where Southeastern Ohio Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southeastern Ohio Credit Union
3.97%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $397
Share Certificate
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Unified Bank
4.31%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $919
Southeastern Ohio Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo3.97%
- 16–30 months16–30 mo3.45%
- QualifiedQualified3.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southeastern Ohio Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.97%APY · 4 terms
Monthly interest paid on all accounts. Early withdrawal penalties may apply. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMonthly interest paid on all accounts. Early withdrawal penalties may apply | 3.66% | $181 |
| 12 monthsMonthly interest paid on all accounts. Early withdrawal penalties may apply | 3.97% | $397 |
| 18 monthsMonthly interest paid on all accounts. Early withdrawal penalties may apply | 3.40% | $515 |
| 24 monthsMonthly interest paid on all accounts. Early withdrawal penalties may apply | 3.45% | $703 |
Sources (1)
- southeasternohiocu.org/rates/share-certificate-rates · captured Sep 18, 2026
Who can join Southeastern Ohio Credit Union
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