Credit union · NCUA insured
Erie FCU
A $813.8M credit union headquartered in Erie, PA, with 81,063 members and 11 branches in Pennsylvania. Best rates: CDs 3.85% and savings 2.53% APY.
Erie FCU Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#7 of 17 in Erie, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Erie FCU
Erie Federal Credit Union is a member-owned credit union headquartered in Erie, Pennsylvania.
It serves Erie and Crawford County, Pennsylvania, and holds designation as a Community Development Financial Institution (CDFI).
- Headquarters
- 3503 Peach St, Erie, PA 16508
- NCUA charter
- 1476
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Erie or Crawford County, Pennsylvania are eligible for membership.
Family and household
- Individuals who are the child, grandchild, grandparent, parent, sibling, stepchild, stepparent, or stepsibling of an existing Erie Federal Credit Union member are eligible for membership.
Branches
11 branches in Pennsylvania
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Pennsylvania
11 branches
- Glenwood FacilityMain office3503 Peach St, Erie, PA 16508Directions
- Edinboro101 Washington Towne Blvd N, Edinboro, PA 16412Directions
- 38th Street1109 E 38th St, Erie, PA 16504Directions
- Bayfront1005 Greengarden Rd, Erie, PA 16501Directions
- Buffalo Road2436 Buffalo Rd, Erie, PA 16510Directions
- Glenwood Branch3503 Peach St, Erie, PA 16508Directions
- Lord Corp2455 Robison Rd W, Erie, PA 16509Directions
- State Street518 State St, Erie, PA 16501Directions
- Walmart Office1825 Downs Dr, Erie, PA 16509Directions
- Zuck Road5500 Zuck Rd, Erie, PA 16506Directions
- Fairview Office7141 W Ridge Rd, Fairview, PA 16415Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.58% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.62% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.14% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $73 | $76 | — |
- CapitalNet worth ratio10.58%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.62%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$73Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Erie FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.