Credit union · NCUA insured
TexHillCo School Employees Federal Credit Union CD Rates
TexHillCo School Employees Federal Credit Union’s best CD rate is 3.66% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How TexHillCo School Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kerrville, TX, where TexHillCo School Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TexHillCo School Employees Federal Credit Union
3.66%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $181
Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
TexHillCo School Employees Federal Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TexHillCo School Employees Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.66%APY · 4 terms
Rates subject to change daily. Minimum certificate purchase $1000. Early withdrawal penalties: 6mo–30 days interest, 1yr–90 days interest, 2yr–180 days interest, 3yr–270 days interest, 5yr–365 days interest.
| Term | APY · $1,000 and up | APY · $40,000 and up | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsTier requires balance $1,000 | 3.66% | — | — | 3.66% | $181 |
| 12 monthsTier requires balance $1,000 | 3.30% | — | — | 3.30% | $330 |
| 12 monthsTier requires balance $40,000 | — | 3.30% | — | —3.30% from $40k | — |
| 12 monthsTier requires balance $75,000 | — | — | 3.30% | —3.30% from $75k | — |
| 24 monthsTier requires balance $1,000 | 3.30% | — | — | 3.30% | $671 |
| 24 monthsTier requires balance $40,000 | — | 3.30% | — | —3.30% from $40k | — |
| 24 monthsTier requires balance $75,000 | — | — | 3.30% | —3.30% from $75k | — |
| 36 monthsTier requires balance $1,000 | 3.04% | — | — | 3.04% | $940 |
| 36 monthsTier requires balance $40,000 | — | 3.04% | — | —3.04% from $40k | — |
| 36 monthsTier requires balance $75,000 | — | — | 3.04% | —3.04% from $75k | — |
Sources (1)
- texhillco.org/rates · captured Oct 6, 2026
Who can join TexHillCo School Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, spouses, and family members of specified school districts, educational institutions, and retired school employee associations are eligible to join.
Family and household
- Parents, grandparents, siblings, and children of credit union members are eligible to join.
Cost to join
- A $10 minimum balance (par value share investment/ownership) is required.
- A new account fee of $10 is required to get started.
Membership information collected October 5, 2026.