Credit union · NCUA insured
Muskogee Federal Credit Union CD Rates
Top CarrotMuskogee Federal Credit Union’s best CD rate is 3.71% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Muskogee Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Muskogee, OK, where Muskogee Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Muskogee Federal Credit Union
3.71%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $371
Certificates
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
BOK Financial
4.25%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $498
Muskogee Federal Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo3.71%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.51%
- QualifiedQualified3.71%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Muskogee Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.71%APY · 7 terms
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.66% | $181 |
| 12 months | 3.71% | $371 |
| 18 months | 3.61% | $546 |
| 24 months | 3.56% | $725 |
| 25 months | 3.40% | $721 |
| 36 months | 3.51% | $1,090 |
| 48 months | 3.45% | $1,453 |
Sources (1)
- mfcuonline.org/rates · captured Oct 15, 2026
Special-purpose accounts
18 month IRA Certificates
3.61%APY · 1 term
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 3.61% | $546 |
Sources (1)
- mfcuonline.org/rates · captured Oct 15, 2026
Pee Wee/Teen
3.51%APY · 1 term
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.51% | $351 |
Sources (1)
- mfcuonline.org/rates · captured Oct 5, 2026
Who can join Muskogee Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Muskogee and Cherokee counties are eligible for membership.
Membership information collected October 4, 2026.