Bank · FDIC insured
Bradford National Bank CD Rates
Bradford National Bank’s best CD rate is 4.23% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Bradford National Bank’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Bradford National Bank has the most branches. $10,000, best rate first.
This bank’s best
Bradford National Bank
4.23%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,302
Compounding Certificate / Certificate of Deposit
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Bradford National Bank CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo3.87%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo4.23%
- QualifiedQualified4.23%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bradford National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Compounding Certificate / Certificate of Deposit
Up to 4.23%APY · 14 terms
Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.45% | $85 |
| 3 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.44% | $85 |
| 5 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.45% | $142 |
| 5 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.44% | $142 |
| 5 monthsSemiannual compounding/payment | 3.42% | $141 |
| 6 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.66% | $181 |
| 6 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.65% | $181 |
| 6 monthsSemiannual compounding/payment | 3.63% | $180 |
| 7 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.40% | $197 |
| 7 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.39% | $196 |
| 7 monthsSemiannual compounding/payment | 3.37% | $195 |
| 9 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.35% | $250 |
| 9 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.34% | $249 |
| 9 monthsSemiannual compounding/payment | 3.32% | $248 |
| 12 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.87% | $387 |
| 12 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.85% | $385 |
| 12 monthsSemiannual compounding/payment | 3.84% | $384 |
| 15 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.30% | $414 |
| 15 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.29% | $413 |
| 15 monthsSemiannual compounding/payment | 3.27% | $410 |
| 18 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.30% | $499 |
| 18 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.29% | $498 |
| 18 monthsSemiannual compounding/payment | 3.27% | $494 |
| 24 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.30% | $671 |
| 24 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.29% | $669 |
| 24 monthsSemiannual compounding/payment | 3.27% | $665 |
| 26 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.30% | $729 |
| 26 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.29% | $727 |
| 26 monthsSemiannual compounding/payment | 3.27% | $722 |
| 30 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.30% | $846 |
| 30 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.29% | $843 |
| 30 monthsSemiannual compounding/payment | 3.27% | $838 |
| 36 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.30% | $1,023 |
| 36 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.29% | $1,020 |
| 36 monthsSemiannual compounding/payment | 3.27% | $1,013 |
| 48 monthsMonthly compounding/payment available on deposits over $10,000.00 | 3.40% | $1,431 |
| 48 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 3.39% | $1,427 |
| 48 monthsSemiannual compounding/payment | 3.37% | $1,418 |
| 60 monthsMonthly compounding/payment available on deposits over $10,000.00 | 4.23% | $2,302 |
| 60 monthsQuarterly compounding/payment available on deposits over $5,000.00 | 4.22% | $2,296 |
| 60 monthsSemiannual compounding/payment | 4.19% | $2,278 |
Sources (2)
All captured Sep 17, 2026
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