Bank · FDIC insured
Iowa State Bank
Top CarrotA $392.9M bank headquartered in Clarksville, IA, with 3 branches in Iowa. Best rates: CDs 4.30% and savings 1.46% APY.
Iowa State Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#14 of 142 in IowaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Iowa State Bank
- Headquarters
- 100 N Main St, Clarksville, IA 50619
- FDIC certificate
- 15947 ↗
Branches
3 branches in Iowa
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Iowa
3 branches
Clarksville area · 1
- Iowa State BankMain office100 N Main St, Clarksville, IA 50619Directions
Kesley area · 1
- Kesley Branch15811 Main St, Kesley, IA 50649Directions
Parkersburg area · 1
- Parkersburg Branch904 Florence St, Parkersburg, IA 50665Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.03% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.38% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio11.03%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.38%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Iowa State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.