Credit union · NCUA insured
Air Academy Credit Union
A $825.4M credit union headquartered in Colorado Springs, CO, with 43,990 members and 8 branches in Colorado. Best rates: CDs 3.76% and savings 0.45% APY.
Air Academy Credit Union Carrot Score
77
Carrot Score
Higher than 45% of U.S. banks and credit unions
#12 of 29 in Colorado Springs, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Air Academy Credit Union
Chartered in 1955, Air Academy Credit Union is a federally chartered, not-for-profit, and member-owned financial institution.
Based in Colorado Springs, Colorado, the credit union operates branches serving Colorado Springs, Monument, Castle Rock, Parker, Littleton, and Highlands Ranch.
- Headquarters
- 9810 N Union Blvd, Colorado Springs, CO 80924-5002
- NCUA charter
- 10600
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Health Care professionals are eligible for membership.
- People employed by or a member of one of the credit union's Select Employee Groups are eligible for membership.
- Small businesses are eligible for membership.
Military, government and schools
- Active duty and retired military service members and their families are eligible for membership.
- Employees and students (and their families) of 15 qualifying school districts are eligible for membership.
Branches
8 branches in Colorado
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Colorado
8 branches
Colorado Springs area · 5
- CorderaMain office9810 N Union Blvd, Colorado Springs, CO 80924Directions
- Cheyenne Mountain1910 Southgate Rd, Colorado Springs, CO 80906Directions
- Garden Ranch4920 N Union Blvd, Colorado Springs, CO 80918Directions
- Monument417 3rd St, Monument, CO 80132Directions
- AFA Branch5136 Community Center Dr, USAF Academy, CO 80840Directions
Denver area · 3
- Castle Rock4989 Factory Shops Blvd, Unit 210, Castle Rock, CO 80108Directions
- Highlands Ranch8677 S Quebec St, Unit D, Highlands Ranch, CO 80130Directions
- Parker10841 Crossroads Dr, Ste 7, Parker, CO 80134Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.41% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio8.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.41%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Air Academy Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.