Credit union · NCUA insured
Erie FCU CD Rates
Erie FCU’s best CD rate is 3.85% APY on a 59-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Erie FCU’s CD rates compare
Compared with banks and credit unions near Erie, PA, where Erie FCU has the most branches. $10,000, best rate first.
This credit union’s best
Erie FCU
3.85%APY
- Term
- 59 months
- Minimum
- $1,000
- Earns on $10,000
- $2,041
Term Share Certificate
Top rate
Tendto Credit Union
4.40%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,402
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Erie FCU CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo3.71%
- 31–60 months31–60 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Erie FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 3.85%APY · 11 terms
Dividends compounded monthly. Penalty may be imposed for early withdrawal. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.66% | $181 |
| 12 months | 3.66% | $366 |
| 15 months | 3.54% | $444 |
| 18 months | 3.60% | $545 |
| 24 months | 3.68% | $750 |
| 30 months | 3.71% | $953 |
| 33 months | 3.73% | $1,060 |
| 36 months | 3.74% | $1,164 |
| 48 months | 3.79% | $1,604 |
| 59 monthsStep-up to a higher interest rate once during the term of the certificate | 3.85% | $2,041 |
| 60 months | 3.85% | $2,079 |
Sources (2)
All captured Sep 26, 2026
Special-purpose accounts
Roth and Coverdell IRA Share Certificate
Up to 3.85%APY · 11 terms
Consumer members only. Dividends compounded monthly. No monthly fee. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.66% | $181 |
| 12 months | 3.66% | $366 |
| 15 months | 3.54% | $444 |
| 18 months | 3.60% | $545 |
| 24 months | 3.68% | $750 |
| 30 months | 3.71% | $953 |
| 33 months | 3.73% | $1,060 |
| 36 months | 3.74% | $1,164 |
| 48 months | 3.79% | $1,604 |
| 59 monthsStep-up to a higher interest rate once during the term of the certificate | 3.85% | $2,041 |
| 60 months | 3.85% | $2,079 |
Sources (2)
All captured Sep 26, 2026
Traditional IRA Share Certificate
Up to 3.85%APY · 11 terms
Consumer members only. Dividends compounded monthly. No monthly fee. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.66% | $181 |
| 12 months | 3.66% | $366 |
| 15 months | 3.54% | $444 |
| 18 months | 3.60% | $545 |
| 24 months | 3.68% | $750 |
| 30 months | 3.71% | $953 |
| 33 months | 3.73% | $1,060 |
| 36 months | 3.74% | $1,164 |
| 48 months | 3.79% | $1,604 |
| 59 monthsStep-up to a higher interest rate once during the term of the certificate | 3.85% | $2,041 |
| 60 months | 3.85% | $2,079 |
Sources (2)
All captured Sep 26, 2026
Who can join Erie FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Erie or Crawford County, Pennsylvania are eligible for membership.
Family and household
- Individuals who are the child, grandchild, grandparent, parent, sibling, stepchild, stepparent, or stepsibling of an existing Erie Federal Credit Union member are eligible for membership.
Membership information collected October 5, 2026.