Bank · FDIC insured
Seiling State Bank
A $195M bank headquartered in Seiling, OK, with 2 branches in Oklahoma. Best rates: CDs 3.66% and savings 1.00% APY.
Seiling State Bank Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#2 of 3 in Woodward, OK metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Seiling State Bank
Originally chartered in 1901 as Farmers & Merchants Bank in Seiling, the bank became First National Bank in 1907 before merging with Seiling State Bank in 1934.
Controlled by the Pittman family since W.L. Pittman acquired it in 1918, numerous family members continue to serve on its board of directors.
The community bank has served Seiling and surrounding areas for over 100 years.
- Headquarters
- 301 N Main St, Seiling, OK 73663
- FDIC certificate
- 4193 ↗
Branches
2 branches in Oklahoma
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Oklahoma
2 branches
Seiling area · 1
- The Seiling State BankMain office301 N Main St, Seiling, OK 73663Directions
Woodward area · 1
- Woodward Branch2314 Williams Avenue, Woodward, OK 73801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.54% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.60% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio10.54%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.60%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Seiling State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.