Credit union · NCUA insured
Arkansas Best FCU
A $144.9M credit union headquartered in Fort Smith, AR, with 11,439 members and 1 branch in Arkansas. Best rates: CDs 4.13% and savings 1.00% APY.
Arkansas Best FCU Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#2 of 11 in Fort Smith, AR-OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Arkansas Best FCU
- Headquarters
- 3501 Old Greenwood Rd, Fort Smith, AR 72903
- NCUA charter
- 13737
Branches
1 branch in Arkansas
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Arkansas
1 branch
- Corporate OfficeMain office3501 Old Greenwood Rd, Fort Smith, AR 72903Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.32% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.62% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.76% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $47 | $76 | — |
- CapitalNet worth ratio16.32%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.62%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$47Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Arkansas Best FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.