Credit union · NCUA insured
Texas Plains Federal Credit Union CD Rates
Texas Plains Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Texas Plains Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lubbock, TX, where Texas Plains Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas Plains Federal Credit Union
3.82%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $382
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Texas Plains Federal Credit Union CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.82%
- 31–60 months31–60 mo2.79%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Plains Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 5 terms
| Term | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.66% | — | — | 3.66% | $181 |
| 12 months | — | 3.82% | — | 3.82% | $382 |
| 18 months | — | — | 3.82% | 3.82% | $578 |
| 24 months | — | — | 2.79% | 2.79% | $566 |
| 36 months | — | — | 2.79% | 2.79% | $861 |
Who can join Texas Plains Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.