Credit union · NCUA insured
TexHillCo School Employees Federal Credit Union
A $27.1M credit union headquartered in Kerrville, TX, with 1,827 members and 1 branch in Texas. Best rates: CDs 3.66% and savings 0.25% APY.
TexHillCo School Employees Federal Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#3 of 8 in Kerrville, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TexHillCo School Employees Federal Credit Union
Established in 1956, Texhillco School Employees Federal Credit Union was founded by school employees and operates out of Kerrville, Texas.
The member-owned financial institution has expanded its field of membership to serve surrounding Hill Country school districts.
- Headquarters
- 1018 Sidney Baker St, Kerrville, TX 78028-3355
- NCUA charter
- 11576
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, spouses, and family members of specified school districts, educational institutions, and retired school employee associations are eligible to join.
Family and household
- Parents, grandparents, siblings, and children of credit union members are eligible to join.
Cost to join
- A $10 minimum balance (par value share investment/ownership) is required.
- A new account fee of $10 is required to get started.
Branches
1 branch in Texas
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Texas
1 branch
- Main OfficeMain office1018 Sidney Baker St, Kerrville, TX 78028Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.93% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.08% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $96 | $59 | — |
- CapitalNet worth ratio9.93%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.08%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$96Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TexHillCo School Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.