Compare Bank & Credit Union Rates
Best 3-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 4,164 results
- Orion FinancialShare Certificates (CDs)CD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Primary owner must be in the field of membership of Orion Financial and maintain one share in Primary Share Account. Minimum $500 required to open and earn advertised APY. Early withdrawal fees/penalties apply.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - Oklahoma Capital BankCertificates of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,0003.45% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.50%APY$1,087 over 36 months on $10,000
Requirements
Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
Offer: Early withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least.
3.46% interest rate · Compounded quarterly
Rate checked
More details - Firefighters Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Apr 1, 2026
Rate checked
More details - Coastline Federal Credit UnionRegular Share CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees. $1,000 minimum opening deposit.
Offer: Penalty for early withdrawal.
3.44% interest rate · Effective May 29, 2026
Rate checked
More details - Velocity Community Credit UnionMember CertificateCD · 36 months · $5,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce earnings. Penalty may be imposed for early withdrawal.
3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - Pinellas Federal Credit UnionCertificate AccountsCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, attends school, or regularly does business in Pinellas County; state, county, or municipal employees; SEGs; or family of current members. Early withdrawal penalties may apply and may reduce earnings.
Offer: Minimum balance to earn dividends is $500.
3.46% interest rate · Effective Oct 5, 2026
Rate checked
More details - Southeastern Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty.
Offer: Dividends may be paid quarterly or at maturity; compounded quarterly.
3.45% interest rate · Compounded quarterly · Effective Jun 26, 2025
Rate checked
More details - Legacy Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Membership eligible to those who live, work, worship, or attend school in the 7-county Greater Birmingham area. Fixed rate guaranteed for term. Early withdrawal penalty applies. Additional deposits not permitted during term. Minimum opening deposit $500.
Effective Oct 4, 2026
Rate checked
More details - Call Federal Credit UnionCertificate AccountsCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Membership required. Minimum deposit to open is $1,000.00. Minimum balance to earn stated APY is $1,000.00. Penalty may be imposed for early withdrawal. No monthly fees.
Offer: Penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionPacific Northwest (PNW) CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bayer Heritage Federal Credit UnionShare CertificatesCD · 36 months · $100 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Add to certificate balance at any time; 10-day grace period; early withdrawal penalties apply.
3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - Carolina Federal Credit UnionCertificate of DepositCD · 36 months · $1,000 min · 3.50%–3.60% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends calculated daily, compounded and credited monthly. Automatically renews at maturity at current interest rate unless notified. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and upYour amount 3.50% $50,000 and up 3.60% Rate checked
More details - BankNorthCertificates of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
Offer: Interest rate and APY may change after account opening, once per term.
3.50% interest rate · Effective Sep 30, 2026
Rate checked
More details - Signia Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000intro rateRequirements
Product: Signia Credit Union membership is required. Early withdrawal penalty may be imposed if withdrawal occurs before maturity.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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