Credit union · NCUA insured
Orion Financial CD Rates
Top CarrotOrion Financial’s best CD rate is 3.50% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Orion Financial’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Orion Financial has the most branches. $10,000, best rate first.
This credit union’s best
Orion Financial
3.50%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $530
Share Certificates (CDs)
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
Orion Financial CD score
76
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Orion Financial ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CDs)
Up to 3.50%APY · 7 terms
Primary owner must be in the field of membership of Orion Financial and maintain one share in Primary Share Account. Minimum $500 required to open and earn advertised APY. Early withdrawal fees/penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 12 months | 2.75% | $275 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Special-purpose accounts
IRA Certificates
Up to 2.75%APY · 4 terms
Primary owner must be in the field of membership of Orion Financial and maintain one share in Primary Share Account. Minimum $500 balance. Early withdrawal fees apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
| 24 months | 2.25% | $455 |
| 36 months | 2.00% | $612 |
| 60 months | 1.75% | $906 |
Sources (3)
- orionfcu.com/personal-account-disclosures
- orionfcu.com/personal-banking/rates
- orionfcu.com/personal-banking/savings
All captured Oct 5, 2026
Who can join Orion Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.