Bank · FDIC insured
Oklahoma Capital Bank
A $196.3M bank headquartered in Tulsa, OK, with 3 branches in Oklahoma. Best rates: CDs 4.20% and savings 1.20% APY.
Oklahoma Capital Bank Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#7 of 44 in Tulsa, OK metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Oklahoma Capital Bank
Serving customers since 1963, Oklahoma Capital Bank has its roots in northeastern Oklahoma.
- Headquarters
- 8080 S Yale Ave, Tulsa, OK 74136
- FDIC certificate
- 18856 ↗
Branches
3 branches in Oklahoma
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Oklahoma
3 branches
- Oklahoma Capital BankMain office8080 S Yale Ave, Tulsa, OK 74136Directions
- 1602 West Rogers Boulevard Branch1602 W Rogers Blvd, Skiatook, OK 74070Directions
- Turley Branch6555 N Peoria Ave, Tulsa, OK 74126Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.39% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.30% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.29% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio10.39%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.29%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Oklahoma Capital Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.