Credit union · NCUA insured
Coastline Federal Credit Union CD Rates
Coastline Federal Credit Union’s best CD rate is 3.85% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Coastline Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Jacksonville, FL, where Coastline Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coastline Federal Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $375
Regular Share Certificates
Top rate
RadiFi Credit Union
4.91%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $366
2nd-highest rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $347
Coastline Federal Credit Union CD score
80
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastline Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 3.85%APY · 6 terms
Penalty for early withdrawal. $75,000 minimum opening deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty for early withdrawal | 3.85% | $385 |
| 18 monthsPenalty for early withdrawal | 3.75% | $568 |
| 24 monthsPenalty for early withdrawal | 3.75% | $764 |
| 36 monthsPenalty for early withdrawal | 3.60% | $1,119 |
| 48 monthsPenalty for early withdrawal | 3.35% | $1,409 |
| 60 monthsPenalty for early withdrawal | 3.35% | $1,791 |
Sources (1)
- coastlinefcu.org/manage/tools/rates · captured Oct 5, 2026
Petite Share Certificates
Up to 3.80%APY · 6 terms
Penalty for early withdrawal. $40,000 minimum opening deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty for early withdrawal | 3.80% | $380 |
| 18 monthsPenalty for early withdrawal | 3.70% | $560 |
| 24 monthsPenalty for early withdrawal | 3.70% | $754 |
| 36 monthsPenalty for early withdrawal | 3.55% | $1,103 |
| 48 monthsPenalty for early withdrawal | 3.30% | $1,387 |
| 60 monthsPenalty for early withdrawal | 3.30% | $1,763 |
Sources (1)
- coastlinefcu.org/manage/tools/rates · captured Oct 5, 2026
Regular Share Certificates
Up to 3.75%APY · 8 terms
Penalty for early withdrawal. No setup or maintenance fees. $1,000 minimum opening deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal | 3.01% | $74 |
| 6 monthsPenalty for early withdrawal | 3.50% | $173 |
| 12 monthsPenalty for early withdrawal | 3.75% | $375 |
| 18 monthsPenalty for early withdrawal | 3.65% | $552 |
| 24 monthsPenalty for early withdrawal | 3.65% | $743 |
| 36 monthsPenalty for early withdrawal | 3.50% | $1,087 |
| 48 monthsPenalty for early withdrawal | 3.25% | $1,365 |
| 60 monthsPenalty for early withdrawal | 3.25% | $1,734 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.75%APY · 5 terms
Traditional and Roth IRA options. Penalty for early withdrawal. No monthly service fee. $1,000 minimum opening deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty for early withdrawal | 3.75% | $375 |
| 24 monthsPenalty for early withdrawal | 3.65% | $743 |
| 36 monthsPenalty for early withdrawal | 3.50% | $1,087 |
| 48 monthsPenalty for early withdrawal | 3.25% | $1,365 |
| 60 monthsPenalty for early withdrawal | 3.25% | $1,734 |
Sources (2)
All captured Oct 5, 2026
Sand Dollar Club
3.75%APY · 1 term
Requires parent/guardian. Penalty for early withdrawal. $200 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires parent/guardian. Penalty for early withdrawal | 3.75% | $375 |
Sources (1)
- coastlinefcu.org/manage/tools/rates · captured Oct 5, 2026
Wave Riders Club
3.75%APY · 1 term
Requires parent/guardian. Penalty for early withdrawal. $200 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires parent/guardian. Penalty for early withdrawal | 3.75% | $375 |
Sources (1)
- coastlinefcu.org/manage/tools/rates · captured Oct 5, 2026
Who can join Coastline Federal Credit Union
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