Credit union · NCUA insured
Puget Sound Cooperative Credit Union
A $280M credit union headquartered in Bellevue, WA, with 16,835 members and 3 branches in Washington. Best rates: CDs 4.00% and savings 0.35% APY.
Puget Sound Cooperative Credit Union Carrot Score
80
Carrot Score
Higher than 52% of U.S. banks and credit unions
#24 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Puget Sound Cooperative Credit Union
- Headquarters
- 11201 SE 8th St, Suite 208, Bellevue, WA 98004-6420
- NCUA charter
- 68204
Branches
3 branches in Washington
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Washington
3 branches
- Bellevue OfficeMain office11201 SE 8th St, Suite 208, Bellevue, WA 98004Directions
- Renton Branch17620 Talbot Rd S, Renton, WA 98055Directions
- Vashon Office9928 SW Bank Road, Vashon, WA 98070Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.23% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio11.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Puget Sound Cooperative Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.