Credit union · Privately insured
Firefighters Credit Union
A $89.6M credit union headquartered in Indianapolis, IN, with 4,805 members and 2 branches in Indiana. Best rates: CDs 4.00% and savings 0.10% APY.
Firefighters Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#12 of 43 in Indianapolis, IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Firefighters Credit Union
Founded in 1956, Firefighters Credit Union is a member-owned cooperative financial institution based in Indianapolis, Indiana.
The credit union was organized to meet the financial needs of firefighters and their families.
- Headquarters
- 726 Massachusetts Ave, Indianapolis, IN 46204
- NCUA charter
- 97052
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Computer Experts are eligible to join.
- Employees of Firefighters Credit Union are eligible to join.
- Employees of File Engine, Server Partners, LLC are eligible to join.
- All members of the Indiana Firefighters Association, Inc. are eligible to join.
- All members of the Indiana Volunteer Firefighters Association are eligible to join.
- All members of the Professional Fire Fighters Union of Indiana, Inc. are eligible to join.
6 more ways to join
Employers and groups
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
Military, government and schools
- All firefighters appointed in any capacity or status and civilian employees of Fire Departments in Marion, Boone, Hamilton, Hancock, Hendricks, Johnson, Morgan and Shelby Counties, IN are eligible to join.
- Full-time, paid, professional, uniformed employees of Police Departments in the Cities of Franklin, Greenfield, Shelbyville or Speedway, IN are eligible to join.
Family and household
- Members of immediate families, including life partners, of eligible persons are eligible to join.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible to join.
Other ways
- Organizations of eligible persons are eligible to join.
Cost to join
- A regular share savings account requires a $5 minimum balance.
Branches
2 branches in Indiana
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Indiana
2 branches
- Main OfficeMain office726 Massachusetts Ave, Indianapolis, IN 46204Directions
- Disaster Recovery Site5975 Castle Creek Parkway North Dr, Indianapolis, IN 46250Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio12.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Firefighters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.