Credit union · NCUA insured
Velocity Community Credit Union
A $498.4M credit union headquartered in Palm Beach Gardens, FL, with 25,149 members and 3 branches in Florida. Best rates: CDs 4.15% and savings 0.70% APY.
Velocity Community Credit Union Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#19 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Velocity Community Credit Union
Founded in 1958 as Florida Aircraft Federal Credit Union to serve Pratt & Whitney Aircraft employees, the credit union was later renamed Velocity Community Credit Union.
Locally owned by its members, the credit union now serves everyone who lives, works, worships, or attends school in Palm Beach County, Florida.
- Headquarters
- 2801 Pga Blvd Ste 120, Palm Beach Gardens, FL 33410
- NCUA charter
- 12458
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives in Palm Beach County is eligible for membership.
- Anyone who attends school in Palm Beach County is eligible for membership.
- Anyone who works in Palm Beach County is eligible for membership.
- Anyone who worships in Palm Beach County is eligible for membership.
Family and household
- Individuals who have family eligible for membership can apply.
Branches
3 branches in Florida
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Florida
3 branches
- Main OfficeMain office2801 Pga Blvd, Ste 120, Palm Beach Gardens, FL 33410Directions
- Jupiter Branch6779 W Indiantown Rd, Jupiter, FL 33458Directions
- Royal Palm Beach Office563 N State Road 7, Royal Palm Beach, FL 33411Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.32% | 11.29% | 13.35% or more |
| Troubled loans60+ days late | 0.68% | 0.61% | 0.33% or less |
| ProfitabilityReturn on assets | 1.22% | 0.68% | 1.10% or more |
| LendingLoans per $100 deposited | $81 | $75 | — |
- CapitalNet worth ratio12.32%Peers’ middle 11.29% · Top 25% 13.35%+
- Troubled loans60+ days late0.68%Peers’ middle 0.61% · Top 25% ≤0.33%
- ProfitabilityReturn on assets1.22%Peers’ middle 0.68% · Top 25% 1.10%+
- LendingLoans per $100 deposited$81Peers’ middle $75
Compared with the 1,354 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Velocity Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.