Credit union · NCUA insured
Signia Federal Credit Union
A $34.5M credit union headquartered in Wahiawa, HI, with 1,985 members and 1 branch in Hawaii. Best rates: CDs 4.00% and savings 1.00% APY.
Signia Federal Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#12 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Signia Federal Credit Union
Schofield Federal Credit Union rebranded to Signia Credit Union and operates as a member-owned institution.
Headquartered at Schofield Barracks, Hawaii, it proudly serves the island of Oahu.
- Headquarters
- PO Box 860669, Wahiawa, HI 96786-0669
- NCUA charter
- 7423
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, worship, work, or attend school on Oahu are eligible for membership.
Employers and groups
- Organizations of persons who live, worship, work, or attend school on Oahu are eligible for membership.
Military, government and schools
- Active-duty members, reservists, veterans, retirees, or dependents of members of the U.S. Armed Forces or National Guard residing or working on Oahu are eligible for membership.
Family and household
- Immediate family or household members of someone who lives, worships, works, or attends school on Oahu are eligible for membership.
Branches
1 branch in Hawaii
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Hawaii
1 branch
- Main OfficeMain officePO Box 860669, Wahiawa, HI 96786Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.28% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.24% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio17.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.28%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Signia Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.