Credit union · NCUA insured
Coastline Federal Credit Union
A $137.3M credit union headquartered in Jacksonville, FL, with 10,646 members and 4 branches in Florida. Best rates: CDs 3.85% and savings 0.10% APY.
Coastline Federal Credit Union Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#10 of 29 in Jacksonville, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coastline Federal Credit Union
- Headquarters
- 4651 Emerson St, Jacksonville, FL 32207
- NCUA charter
- 1115
Branches
4 branches in Florida
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Florida
4 branches
- SoutsideMain office4651 Emerson St, Jacksonville, FL 32207Directions
- Mandarin10991 San Jose Blvd Ste 1, Jacksonville, FL 32223Directions
- Northside550 Dundas Dr, Jacksonville, FL 32218Directions
- Fleming Island1505 County Road 220, Orange Park, FL 32003Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.63% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.41% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $72 | $76 | — |
- CapitalNet worth ratio11.63%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.41%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$72Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coastline Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.