Bank · FDIC insured
Oklahoma Capital Bank CD Rates
Oklahoma Capital Bank’s best CD rate is 4.20% APY on a 9-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Oklahoma Capital Bank’s CD rates compare
Compared with banks and credit unions near Tulsa, OK, where Oklahoma Capital Bank has the most branches. $10,000, best rate first.
This bank’s best
Oklahoma Capital Bank
4.20%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $313
Certificates of Deposit
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
Oklahoma's Credit Union
4.30%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $689
Oklahoma Capital Bank CD score
89
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.20%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Capital Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.20%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.00% | $198 |
| 9 months | 4.20% | $313 |
| 12 months | 3.85% | $385 |
| 18 months | 3.65% | $552 |
| 24 months | 3.60% | $733 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRAs
Up to 4.20%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.00% | $198 |
| 9 months | 4.20% | $313 |
| 12 months | 3.85% | $385 |
| 18 months | 3.65% | $552 |
| 24 months | 3.60% | $733 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (3)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.