Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1081–1095 of 4,640 results
- DuPont Community Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Early withdrawal penalty: 6 months to 18 months = 3 month dividends whether earned or not; 2 years to 5 years = 6 month dividends whether earned or not. Automatic renewal. Fees may reduce earnings on your accounts. Membership required.
Offer: Early withdrawal penalties may apply (2 years to 5 years = 6 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings.
3.65% interest rate · Compounded monthly · Effective Feb 1, 2022
Rate checked
More details - Heartland Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Terms range from 3 months to 60 months. $1,000 minimum amount to open. Dividends compound and pay monthly. Early withdrawal penalties apply.
Offer: Minimum balance of $1,000 is required. 180 day early withdrawal penalty. Rates for approved members.
3.65% interest rate · Effective Oct 14, 2026
Rate checked
More details - Central Valley Firefighters Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Fixed rate dividend. Minimum opening balance and minimum balance to earn dividends is $1,000.
Offer: Fixed rate. Minimum to earn dividend is $1,000.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Addition Financial Credit UnionTerm Share CertificateCD · 24–35 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APYRequirements
Product: Dividends credited and compounded monthly. No monthly maintenance fee. Penalties may be imposed for early withdrawal. Certificates automatically renew at maturity for the same term as the original term.
3.65% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - Castroville State BankCertificate of DepositCD · 24 months · $1,000 min · 3.71%–4.07% by balance
Bank · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Early withdrawal penalties may apply.
3.65% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $25,000Your amount 3.71% $25,000 – $100,000 3.92% $100,000 and upJUMBO'S 4.07% Rate checked
More details - Lafayette Federal Credit UnionFixed-Rate CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.
3.65% interest rate · Effective Sep 23, 2026
Rate checked
More details - New Dimensions Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Rates effective October 1, 2026.
Offer: Early withdrawal penalty of 360 days dividends.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - GSA FCUShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Deposit of $1,000 or more. Terms range from 6 months to 60 months. Rates reflect a minimum monthly direct deposit of $200; accounts without direct deposit receive a 0.25% reduction.
Offer: Rates reflect a minimum monthly direct deposit of $200; accounts without minimum direct deposit receive a .25% reduction to the disclosed rate.
3.65% interest rate · Effective Dec 5, 2025
Rate checked
More details - Cooperative Choice Network Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly (added back to certificate, paid monthly by check, or deposited directly into Share Savings or Share Draft Account). Early withdrawals subject to penalty. Minimum deposits vary according to term lengths.
3.65% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - CPS IBEW FCUShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Dividends are calculated using the daily balance method. Penalties are assessed for early withdrawal. Rates are subject to change.
Offer: Penalty assessed for early withdrawal.
3.65% interest rate · Effective Feb 2, 2026
Rate checked
More details - Clean Energy Credit UnionClean Energy Certificate of Deposit (CD)CD · 24 months · $1,000 min · 3.71%–3.92% by balance
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Must be a member of Clean Energy Credit Union. $1,000 minimum deposit/balance requirement. Early withdrawal penalties may apply. Dividend Rate/APY may change at any time.
3.65% interest rate
Rate by balance
Rate by balance for Clean Energy Certificate of Deposit (CD) Balance APY $1,000 – $24,999Your amount 3.71% $25,000 – $99,999 3.82% $100,000 and up 3.92% Rate checked
More details - Credit Union of TexasRegular CDCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Start saving with a minimum opening deposit of $1,000. Interest compounded daily and paid at maturity. Renews automatically with a 7-day grace period. Penalty for early withdrawal.
3.64% interest rate · Compounded daily · Effective Oct 21, 2026
Rate checked
More details - ALLIANCE Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Credit Union membership is required. Minimum deposit of $1,000 to open. Minimum $1,000 balance needed to earn APY. Early withdrawal penalties apply. ALLIANCE Stars & Preferred Partners receive a 0.30% APR bump on standard rates.
3.63% interest rate · Effective Oct 21, 2026
Rate checked
More details - Greater Chautauqua Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: $500 minimum deposit to open. Compounded daily and posted quarterly. Early withdrawal penalty may be imposed. No setup or maintenance fees.
Offer: Certificate dividends are compounded daily and posted quarterly. Early withdrawal penalties apply.
3.65% interest rate · Compounded daily · Effective Jun 25, 2026
Rate checked
More details - Stanford Federal Credit UnionCertificatesCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Requires a checking or savings account with Stanford FCU. $100 minimum opening deposit. Dividends are compounded and paid monthly. Fixed rate through maturity. Early withdrawal penalty applies: terms under 1 year have a penalty of 90 days of dividends; terms of 1 year or more have a penalty of 180 days of dividends. 7-day grace period at maturity. Inactivity fee is waived for Certificate accounts.
Offer: Standard rate tier.
Qualified rate · 3.64% interest rate · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank