Credit union · Privately insured
ALLIANCE Credit Union
Top CarrotA $1.1B credit union headquartered in Lubbock, TX, with 83,777 members and 15 branches in Texas. Best rates: CDs 4.00% and savings 0.50% APY.
ALLIANCE Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#6 of 18 in Lubbock, TX metroHow the score works →
Deposits are privately insured, not by the federal government.
About ALLIANCE Credit Union
ALLIANCE Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Lubbock, Texas.
The credit union operates branches across Amarillo, Big Spring, Boerne, Fort Worth, Lubbock, and San Antonio, Texas.
- Headquarters
- 6219 Spur 327, Lubbock, TX 79424
- NCUA charter
- 97103
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work, or worship in specified Texas counties.
- You are eligible for membership if you live, work, worship, or attend school within a 10-mile radius of the Polaris or Golden Triangle Branches.
Employers and groups
- Members of the Cornerstone Credit Union Foundation qualify for membership.
- Members of the Friends of the Lubbock Library qualify for membership.
Family and household
- You are eligible for membership if your spouse or any immediate family members live, work, or worship in specified Texas counties.
Cost to join
- A $5 minimum deposit is required to open a share (savings) account.
Branches
15 branches in Texas
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Texas
15 branches
Lubbock area · 8
- Spur 327Main office6219 Spur 327, Lubbock, TX 79424Directions
- Central Branch2220 34th St, Lubbock, TX 79411Directions
- Indiana12812 Indiana Ave., Lubbock, TX 79423Directions
- Medical Branch3802 24th St, Lubbock, TX 79410Directions
- Northwest Branch1008 Frankford Ave, Lubbock, TX 79416Directions
- Quaker Branch8401 Quaker Ave, Lubbock, TX 79424Directions
- South Branch2404 82nd St, Lubbock, TX 79423Directions
- Southwest Branch6716 82nd St, Lubbock, TX 79424Directions
San Antonio area · 4
- Boerne1440 S Main St, Boerne, TX 78006Directions
- Braun10023 W Loop 1604 N, San Antonio, TX 78254Directions
- SA Medical7318 Louis Pasteur Dr, San Antonio, TX 78229Directions
- UTSA Boulevard5500 UTSA Blvd, San Antonio, TX 78249Directions
Amarillo area · 1
- Amarillo9404 Hillside Rd, Amarillo, TX 79119Directions
Big Spring area · 1
- Big Spring2002 Birdwell Ln, Big Spring, TX 79720Directions
Dallas area · 1
- Polaris Branch2595 Polaris Dr, Fort Worth, TX 76137Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.90% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.07% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.89% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalNet worth ratio10.90%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.07%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ALLIANCE Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.