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Credit union · NCUA insured

Cooperative Choice Network Credit Union CD Rates

Top Carrot, Carrot Score 93Top Carrot

Cooperative Choice Network Credit Union’s best CD rate is 3.97% APY on a 30-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How Cooperative Choice Network Credit Union’s CD rates compare

Compared with banks and credit unions near Peoria, IL, where Cooperative Choice Network Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 93

    This credit union’s best

    Cooperative Choice Network Credit Union

    3.97%APY

    Term
    30 months
    Minimum
    $500
    Earns on $10,000
    $1,022

    Share Certificates

  • Top rate

    Woodforest National Bank

    4.25%APY

    Term
    9 months
    Minimum
    $500
    Earns on $10,000
    $317

    Woodforest National Bank rates

  • 2nd-highest rate

    PNC

    4.25%APY

    Term
    13 months
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

Compare CD rates near you →

Cooperative Choice Network Credit Union CD score

87

CD score

Higher than 77% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.76%
  • 9–15 months9–15 mo3.82%
  • 16–30 months16–30 mo3.97%
  • 31–60 months31–60 mo3.97%
  • QualifiedQualified3.97%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Cooperative Choice Network Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Cooperative Choice Network Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Association of Illinois Electric and Telephone Cooperatives – All subsidiaries are eligible for membership.
  • Employees of Ameren Illinois are eligible for membership.
  • City Link employees are eligible for membership.
  • Employees of OSF Corporate Office are eligible for membership.
  • Employees of OSF Healthplans are eligible for membership.
  • Employees of OSF Internal Medicine are eligible for membership.
30 more ways to join

Employers and groups

  • Employees of OSF St. Francis Medical Center are eligible for membership.
  • Employees of OSF St. Mary Medical Center are eligible for membership.
  • Employees of OSF Healthcare Systems – All subsidiaries are eligible for membership.
  • Employees of POINTCORE Construction are eligible for membership.
  • Employees of St. Francis Inc. are eligible for membership.
  • Employees of Toulon Healthcare Center are eligible for membership.

Military, government and schools

  • Employees of the Bureau of Alcohol, Tobacco and Firearms are eligible for membership.
  • Employees of U.S. District Courts are eligible for membership.
  • Employees of the U.S. Department of Labor are eligible for membership.
  • Employees of the United States Government in Peoria, Illinois (excluding Postal Service employees) are eligible for membership.
  • Employees of the Federal Highway Administration are eligible for membership.
  • Employees/students of Good Shepard Lutheran School are eligible for membership.
  • Employees of the General Services Administration are eligible for membership.
  • Employees of Hartsburg-Emden Community School District #21 are eligible for membership.
  • Staff, students, and alumni of ICC are eligible for membership.
  • Internal Revenue Service employees are eligible for membership.
  • Employees of Low-Point Washburn School District #21 are eligible for membership.
  • Employees of the U.S. Marshall Service are eligible for membership.
  • All Mason County School District employees are eligible for membership.
  • Employees of Midwest Central School District #191 are eligible for membership.
  • Staff and students of Pekin High School are eligible for membership.
  • All Peoria County School District employees are eligible for membership.
  • Employees of the U.S. Small Business Administration are eligible for membership.
  • Employees of the Social Security Administration are eligible for membership.
  • All Tazewell County School District employees are eligible for membership.
  • Employees of the United States Attorney's Office are eligible for membership.
  • Employees of U.S. Department of Agriculture (Consolidated Farm Services, IL Agriculture Statistics Serv., Farm Serv. Agency) are eligible for membership.
  • All Woodford County School District employees are eligible for membership.

Family and household

  • Direct family members of existing account holders are eligible for membership, including spouses, parents (and step-parents/parents-in-law), siblings (and step-siblings/in-laws), children, grandparents, aunts, uncles, nieces, and nephews.

Other ways

  • Members of Metamora St. Mary's Parish of Metamora, IL and St. Mary's of Lourdes Parish in Metamora, IL are eligible for membership.

Cost to join

  • A $1.00 membership fee is required.
  • A membership share of $5.00 par value is required.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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